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“The Number of renters in the UK is on track to rise by 122% by 2030”

Introducing the Rental Protection Plan that can help you pay your rent when you can’t

In the last 15 years the UK private rental sector has tripled, with 6/10 people in the UK not qualifying for state benefits. Many renters in recent times have been left with rent arrears and damaged credit scores due to not being able to pay their rent after being in an accident or falling ill and therefore not being able to work.

Homeowners have long been the target market to protect their mortgage payments but renters have not. Renters have been left vulnerable in the face of a scenario where they cannot earn an income.

This is where Rental Protection insurance can help. It can provide you with the financial security you need as a tenant.

  • Nearly 2 in 4 people in the UK are expected to be renting by 2023
  • The cost of renting is set to rise by 30% by 2030
  • Renters spend around 33% of their income on Rental Payments, Utilities and household bills, this is almost double the amount as homeowners

How does it work?

This product is designed to provide you with a regular monthly income to long term renters which could be used help cover your rent payments if you can’t work due to incapacity caused by an illness or injury resulting in a loss of earnings.


  • Could be used to help towards covering living expenses such as rent, utilities, medical bills, childcare, and any other monthly outgoings.
  • You can switch to a regular income protection policy in the event that you do decide to purchase a home.
  • All plans are tailored to meet your specific needs
  • FREE Sick Pay Option Included for NHS Workers
  • FREE Life Cover Included equal to 12 months of your monthly payment
  • FREE Hospitalisation Benefit Automatically Included
  • Can be arranged for as little as £10 per month
  • No Contracts or Hidden fees

Suitable Tenants

  • Those who would be left unable to cover their monthly rental payments in the event they are off work due to an accident or illness.
  • Have been registered with a UK GP for a minimum of 2 years
  • Are UK residents and Over the age of 18
  • Meet the eligibility criteria for the product


What happens if I move home?

You can easily increase the monthly benefit easily if your rent increases by reason of an increase imposed by the landlord or moving in to a new rental property, or if you purchase a property as your main residence and take out a mortgage. This can be done by contacting our partner provider directly.

What happens to my policy if I stop renting and decide to buy a home?

In the event that you no longer rent a property as a result of taking out a mortgage, you have the option to change this policy to the providers Income Protection Benefit plan without the need for further medical information. If you do this your existing policy will be cancelled and a new policy will be set up and different terms and conditions will apply. Your premium will remain the same and the existing monthly benefit limits will still apply.

Am I tied into a contract?

No, this is not a contract and you are free to cancel whenever with no penalties. If you cancel in the first 30 days, you will receive a refund of any payments made. If you cancel after the 30 days you will not receive a refund and the policy will simply end.